Modules assemble into one position. Worksheets do one job.

It works out where the dwelling limit, the valuation basis, the separate catastrophe purchases, and the supporting documents on your home do not line up with each other, and turns each mismatch into a specific question for your broker or insurer.

It works out which earthquake coverage decisions are still open for your California residence, whether the offer your insurer owes you has actually reached you, and which parts of a shaking loss sit outside an earthquake policy entirely.

Compares the insurance limits, endorsements, evidence and deadlines a contract asks of you against what you have recorded that you actually carry and have confirmed, and returns the gaps to raise before you sign or start work.

Works out which classification, payroll-record and subcontractor questions an employer should settle in writing before a workers compensation quote, renewal or premium audit.

Works out which written policies, distribution records, training records, and complaint-handling records an employer can actually produce before an employment practices liability submission or renewal, and which gaps and timing pressures to raise with a lawyer and a broker first.

Works out which of the security controls a cyber application will ask about you actually have, which ones you have but cannot yet evidence in writing, and which dated records are already stale.

Record what an employer already knows about its own workforce counts, its contribution basis, and its notice dates, and see which published federal obligations attach to those facts and which documents a renewal will ask for. It produces no premium, no plan recommendation, and no determination about any individual.

Record what you own that sits outside an ordinary contents limit, what documentation exists for each category, and where the items actually are, then see which published classification rules and documentation questions attach. It produces no valuation, no premium, and no statement about what any policy covers.

Record what a California common interest development carries and what it is, then see which Davis-Stirling requirements are met and which are not. Two of the checks here are arithmetic the statute performs on figures the association already has, and one of them is the reason a board can be compliant and its owners still unprotected.