Florida Statutes Section 324.022 (2026) - Financial responsibility for property damage
Published by The Florida Senate (flsenate.gov). Jurisdiction FL.
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Section 324.022(1) applies to every owner or operator of a motor vehicle required to be registered in Florida.
claim fl-stat-324-022#c1Section 324.022(1) sets the amount at $10,000 because of damage to, or destruction of, property of others in any one crash, or $30,000 for combined property damage liability and bodily injury liability for any one crash arising out of the use of the motor vehicle.
claim fl-stat-324-022#c2Section 324.022(1) provides that the requirement may be met by one of the methods established in section 324.031, by self-insuring as authorized by section 768.28(16), or by maintaining an insurance policy providing the specified coverage.
claim fl-stat-324-022#c3
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