{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "fl-stat-324-022",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/fl-stat-324-022",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Florida Statutes Section 324.022 (2026) - Financial responsibility for property damage",
  "publisher": "The Florida Senate (flsenate.gov)",
  "url": "https://www.flsenate.gov/laws/statutes/2026/324.022",
  "officialHost": true,
  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "FL",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Re-verify each Florida legislative session.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "fl-stat-324-022#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/fl-stat-324-022#c1",
      "checksum": "9626d25791cc",
      "text": "Section 324.022(1) applies to every owner or operator of a motor vehicle required to be registered in Florida."
    },
    {
      "claimId": "fl-stat-324-022#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/fl-stat-324-022#c2",
      "checksum": "ad7b3e233b23",
      "text": "Section 324.022(1) sets the amount at $10,000 because of damage to, or destruction of, property of others in any one crash, or $30,000 for combined property damage liability and bodily injury liability for any one crash arising out of the use of the motor vehicle."
    },
    {
      "claimId": "fl-stat-324-022#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/fl-stat-324-022#c3",
      "checksum": "76160246e440",
      "text": "Section 324.022(1) provides that the requirement may be met by one of the methods established in section 324.031, by self-insuring as authorized by section 768.28(16), or by maintaining an insurance policy providing the specified coverage."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "State",
      "title": "Florida",
      "url": "https://bestinsuranceresearch.com/states/florida"
    }
  ],
  "reliedOnByCount": 1,
  "citation": {
    "text": "The Florida Senate (flsenate.gov). \"Florida Statutes Section 324.022 (2026) - Financial responsibility for property damage.\" unknown. https://www.flsenate.gov/laws/statutes/2026/324.022 (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record fl-stat-324-022, content version 2026.08.31. https://bestinsuranceresearch.com/sources/fl-stat-324-022",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}