Coverage and Eligibility - Texas FAIR Plan Association
Published by Texas FAIR Plan Association. Jurisdiction TX.
Exactly what this source supports
These are the only claims this record is used to carry anywhere in the library.
TFPA states that applicants must have been denied coverage by at least two insurance companies licensed to write and actually writing property insurance in Texas.
claim tfpa-coverage-eligibility#c1TFPA states that policyholders must reapply for coverage in the voluntary market every two years.
claim tfpa-coverage-eligibility#c2TFPA lists ineligible property types including a mobile home unless the wheels are removed and the mobile home is tied down, a farm or ranch used for business, and any residential dwelling occupied for business use.
claim tfpa-coverage-eligibility#c3TFPA states that it offers policies with limited coverage and, as such, does not cover the following perils that other insurers may provide: falling trees or limbs and falling objects; collapse of a building or part of a building; breakage of glass; damage from the weight of ice, snow or sleet; freezing of plumbing, heating, air conditioning or automatic fire protective sprinkler systems or household appliances; mold, fungi or other microbe remediation; back up of sewer or drains; items that may be scheduled, such as expensive jewelry; and sudden and accidental discharge of water or steam.
claim tfpa-coverage-eligibility#c4TFPA states that for an additional premium charge a limited coverage endorsement may be added to the Homeowners Policy, Tenant Policy, and Condominium Policy forms.
claim tfpa-coverage-eligibility#c5TFPA lists reasons an applicant may be ineligible as property condemned due to the condition of the property, property in disrepair or with existing damage, vacant property, property with excessive or unusual liability exposure, an applicant who has a conviction for arson, fraud, or other insurance related offenses, and an applicant with more than eight paid claims excluding glass claims within the past three years.
claim tfpa-coverage-eligibility#c6
Each claim above has its own address. Link to a single claim with/sources/tfpa-coverage-eligibility#c1, and read the same list with its identifiers, checksums and dates at tfpa-coverage-eligibility.json. A checksum lets you tell whether a claim you cited still says what it said.