Types of Flood Insurance Coverage
Published by FEMA, National Flood Insurance Program (agents.floodsmart.gov). Jurisdiction US.
Exactly what this source supports
These are the only claims this record is used to carry anywhere in the library.
A residential building can be insured for up to 250,000 dollars.
claim nfip-agents-coverage#c1A non-residential building can be insured for up to 500,000 dollars.
claim nfip-agents-coverage#c2Belongings can be insured up to 100,000 dollars under a residential policy and up to 500,000 dollars under a non-residential policy.
claim nfip-agents-coverage#c3Belongings are covered for their value at the time of the damage, which the page calls Actual Cost Value, not their original cost, and there is no option for full replacement value.
claim nfip-agents-coverage#c4
Each claim above has its own address. Link to a single claim with/sources/nfip-agents-coverage#c1, and read the same list with its identifiers, checksums and dates at nfip-agents-coverage.json. A checksum lets you tell whether a claim you cited still says what it said.
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Reviewer notes
Fetched on 2026-08-31 and confirmed the four caps and the contents valuation language. The page uses the phrase Actual Cost Value. Any use of the phrase actual cash value is an editorial paraphrase and must not be presented as page language. This page does not address lender requirements.