Dwelling - The California FAIR Plan (policy category listing)

Exactly what this source supports

These are the only claims this record is used to carry anywhere in the library.

• The California FAIR Plan Dwelling Fire Policy is a named peril policy, which provides coverage only for damage caused by the specific causes of loss listed in the policy.

  claim cfp-dwelling-policy#c1

• The causes of loss shown on the page are fire and lightning, internal explosion, and smoke.

  claim cfp-dwelling-policy#c2

• Optional coverages are available at an additional cost, such as coverage for vandalism and malicious mischief.

  claim cfp-dwelling-policy#c3

• The FAIR Plan suggests that for more complete property coverage the reader consider purchasing Difference in Conditions, Flood, or Earthquake policies to supplement a California FAIR Plan policy by covering additional perils.

  claim cfp-dwelling-policy#c4

• The page states that the California FAIR Plan Dwelling Fire Policy is a named peril policy, which provides coverage only for damage caused by the specific causes of loss listed in the policy.

  claim cfp-dwelling-policy#c5

• The page lists Fire and Lightning, Internal Explosion, and Smoke as the covered perils shown.

  claim cfp-dwelling-policy#c6

• The page states that optional coverages are available at an additional cost, such as coverage for vandalism and malicious mischief.

  claim cfp-dwelling-policy#c7

• The page advises considering Difference in Conditions, Flood, or Earthquake policies to supplement a California FAIR Plan policy by covering additional perils.

  claim cfp-dwelling-policy#c8

• The page describes the California FAIR Plan as an insurer of last resort, established by statute to provide basic property insurance to Californians statewide when no other option is reasonably available, and describes the dwelling policy as a temporary solution.

  claim cfp-dwelling-policy#c9

• The California FAIR Plan's dwelling page lists a category labeled "Owner-Occupied", described as "1-4 unit dwellings in which the owner lives in one or more unit."

  claim cfp-dwelling-policy#c10

• The same page lists a category labeled "Rentals", described as "1-4 unit dwellings that are rented to a tenant for at least one year."

  claim cfp-dwelling-policy#c11

• The same page lists a category labeled "Seasonal Rental", described as "Dwellings that are rented (in whole or part) for less than one year."

  claim cfp-dwelling-policy#c12

• The same page lists a category labeled "Condominium Unit Owners", described as "Personal property and improvements coverage for a condominium unit owner", separate from its owner-occupied and rental dwelling categories.

  claim cfp-dwelling-policy#c13

• The same page lists a category labeled "Renters", described as "Personal property coverage for the tenant of an apartment or single/multi-unit dwelling."

  claim cfp-dwelling-policy#c14

• The California FAIR Plan Dwelling page lists covered perils including Fire and Lightning, Internal Explosion, and Smoke.

  claim cfp-dwelling-policy#c15

• The California FAIR Plan Dwelling page states that optional coverages are available at an additional cost, such as coverage for vandalism and malicious mischief.

  claim cfp-dwelling-policy#c16

• The California FAIR Plan Dwelling page states that for more complete property coverage the reader should consider purchasing Difference in Conditions, Flood, or Earthquake policies to supplement a California FAIR Plan policy.

  claim cfp-dwelling-policy#c17

• The California FAIR Plan Dwelling page states that if you are unable to purchase coverage with a traditional insurance company, the California FAIR Plan offers a temporary solution for the occupancy types it lists.

  claim cfp-dwelling-policy#c18

• The California FAIR Plan Dwelling page does not list liability, theft, or water damage among the covered perils, and states no maximum dwelling limit.

  claim cfp-dwelling-policy#c19

Each claim above has its own address. Link to a single claim with/sources/cfp-dwelling-policy#c1, and read the same list with its identifiers, checksums and dates at cfp-dwelling-policy.json. A checksum lets you tell whether a claim you cited still says what it said.

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Reviewer notes

Effective: not stated on the page