Commissioner Lara takes action to maintain stable workers' compensation market amid rising costs (Release 024-2026)
Published by California Department of Insurance. Jurisdiction CA.
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The Insurance Commissioner adopted a workers' compensation insurance average advisory pure premium rate of $1.65 per $100 of payroll, a 6.6 percent increase from the 2025 approved rate.
claim cdi-release-024-2026#c1The release states that the new rate will be effective on September 1, 2026.
claim cdi-release-024-2026#c2The release states that the adopted rate is below the 10.4 percent requested rate increase of the Workers' Compensation Insurance Rating Bureau.
claim cdi-release-024-2026#c3The release states that the adopted rate is advisory, meaning that insurance companies are not bound by it and are free to set their own rates.
claim cdi-release-024-2026#c4The release states that the adopted rate is in line with the analysis and recommendation of Department of Insurance actuaries reviewing the WCIRB filing.
claim cdi-release-024-2026#c5The California Insurance Commissioner adopted an average advisory workers compensation pure premium rate of $1.65 per $100 of payroll effective September 1, 2026, a 6.6 percent increase from the 2025 approved rate.
claim cdi-release-024-2026#c6The Department states that the adopted rate is advisory, meaning that insurance companies are not bound by it and are free to set their own rates.
claim cdi-release-024-2026#c7
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Reviewer notes
Published: 2026-07-10 Effective: 2026-09-01