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    "dba": "Bollinsure Insurance Services",
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    "licenseAuthority": "California Department of Insurance"
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  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "ISO's Public Protection Classification (PPC) Program, How the Program Works",
  "publisher": "Verisk (ISO Community Hazard Mitigation Services)",
  "url": "https://www.isomitigation.com/ppc/program-works/",
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  "accessedDate": "2026-08-31",
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  "updateCadence": "Living program page; PPC grades for individual fire protection areas are re-evaluated over time.",
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      "text": "Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire suppression program does not meet Verisk's minimum criteria."
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      "text": "The classification evaluates emergency communications systems, including facilities for the public to report fires, staffing, training, certification of telecommunicators, and facilities for dispatching fire departments."
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      "text": "It evaluates the fire department, including equipment, staffing, training, and geographic deployment of fire companies."
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      "text": "It evaluates the water supply system, including the inspection and flow testing of hydrants and an evaluation of the amount of available water compared with the amount needed to suppress fires."
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      "text": "It evaluates community efforts to reduce the risk of fire, including fire prevention codes and enforcement, public fire safety education, and fire investigation programs."
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      "text": "Most U.S. insurers of home and business properties use PPC in calculating premiums, and in general the price of insurance in a community with a good PPC is lower than in a community with a poor PPC, assuming all other factors are equal."
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  "citation": {
    "text": "Verisk (ISO Community Hazard Mitigation Services). \"ISO's Public Protection Classification (PPC) Program, How the Program Works.\" unknown. https://www.isomitigation.com/ppc/program-works/ (retrieved 2026-08-31).",
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