{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "statefarm-rental-dwelling",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Rental dwelling insurance",
  "publisher": "State Farm",
  "url": "https://www.statefarm.com/insurance/rental-properties/rental-homes",
  "officialHost": true,
  "sourceType": "official-documentation",
  "authorityLevel": "carrier-official",
  "primary": false,
  "jurisdiction": "US",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "carrier marketing pages change without notice; re-verify each review",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "statefarm-rental-dwelling#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c1",
      "checksum": "bc5c6fee4999",
      "text": "Dwelling coverage is described as helping pay for covered repairs or reconstruction of the dwelling and other structures on the same property."
    },
    {
      "claimId": "statefarm-rental-dwelling#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c2",
      "checksum": "239be99828ef",
      "text": "Personal property coverage is described as helping pay for covered losses to specific property located at the rental dwelling, including furniture and other personal property rented with or used to maintain the property."
    },
    {
      "claimId": "statefarm-rental-dwelling#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c3",
      "checksum": "a1ba9263eda0",
      "text": "Loss of rents coverage is described as helping reimburse the owner for loss of fair rental value if the rental dwelling is damaged by an insured loss that causes the property to be uninhabitable."
    },
    {
      "claimId": "statefarm-rental-dwelling#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c4",
      "checksum": "cb46c1caa98d",
      "text": "Liability coverage is described as helping protect the owner financially against costly covered liability lawsuits."
    },
    {
      "claimId": "statefarm-rental-dwelling#c5",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c5",
      "checksum": "09cffdbcb0f3",
      "text": "The page states that tenant-owned personal property is not covered by this policy."
    },
    {
      "claimId": "statefarm-rental-dwelling#c6",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c6",
      "checksum": "5e3a55087830",
      "text": "The exclusions the page lists include damage from continuous or repeated seepage or leakage of water or steam; flood or underground water damage; earth movement including earthquake and landslide; settling, deterioration, contamination or nuclear hazard; and damage from birds, rodents, insects or domestic animals."
    },
    {
      "claimId": "statefarm-rental-dwelling#c7",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling#c7",
      "checksum": "2985d52de792",
      "text": "The page states that details of coverage or limits vary in some states and that it is only a general description of coverage and not a statement of contract."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Coverage",
      "title": "Landlord / rental dwelling insurance",
      "url": "https://bestinsuranceresearch.com/insurance/landlord-rental-dwelling"
    },
    {
      "kind": "Module",
      "title": "Residential Property Position (2 checks)",
      "url": "https://bestinsuranceresearch.com/tools/property-position"
    }
  ],
  "reliedOnByCount": 2,
  "citation": {
    "text": "State Farm. \"Rental dwelling insurance.\" unknown. https://www.statefarm.com/insurance/rental-properties/rental-homes (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record statefarm-rental-dwelling, content version 2026.08.31. https://bestinsuranceresearch.com/sources/statefarm-rental-dwelling",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}