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  "id": "iso-ho-00-06-05-11-me-bureau",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Homeowners 6 - Unit-Owners Form (HO 00 06 05 11)",
  "publisher": "Insurance Services Office, Inc. (page footers read \"Insurance Services Office, Inc., 2010\"); copy hosted by the Maine Bureau of Insurance",
  "url": "https://www.maine.gov/pfr/insurance/sites/maine.gov.pfr.insurance/files/inline-files/ho00-06-05-11-homeowners6-unit-owners-form.pdf",
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  "jurisdiction": "US",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "ISO revises its homeowners program periodically and newer editions exist, so check the form number and edition date printed on your own declarations page and forms list.",
  "status": "active",
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    {
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      "checksum": "f0e098ac8b6e",
      "text": "The HO 00 06 05 11 form defines \"residence premises\" as \"the unit where you reside shown as the 'residence premises' in the Declarations.\""
    },
    {
      "claimId": "iso-ho-00-06-05-11-me-bureau#c2",
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      "checksum": "152536993f98",
      "text": "Coverage D.2 Fair Rental Value of the HO 00 06 05 11 form reads: \"If a loss covered under Section I makes that part of the 'residence premises' rented to others or held for rental by you not fit to live in, we cover the fair rental value of such premises less any expenses that do not continue while it is not fit to live in.\" Payment is for the shortest time required to repair or replace such premises."
    },
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      "text": "Coverage A of the HO 00 06 05 11 form is headed \"Coverage A - Dwelling\" and covers: the alterations, appliances, fixtures and improvements which are part of the building contained within the \"residence premises\"; items of real property which pertain exclusively to the \"residence premises\"; property which is your insurance responsibility under a corporation or association of property owners agreement; and structures owned solely by you, other than the \"residence premises\", at the location of the \"residence premises\"."
    }
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    {
      "kind": "Question",
      "title": "When does a landlord need a landlord policy instead of homeowners coverage?",
      "url": "https://bestinsuranceresearch.com/questions/landlord-policy-vs-homeowners"
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    {
      "kind": "Module",
      "title": "Residential Property Position (1 check)",
      "url": "https://bestinsuranceresearch.com/tools/property-position"
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    {
      "kind": "Module",
      "title": "California Earthquake Coverage (2 checks)",
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  "reliedOnByCount": 3,
  "citation": {
    "text": "Insurance Services Office, Inc. (page footers read \"Insurance Services Office, Inc., 2010\"); copy hosted by the Maine Bureau of Insurance. \"Homeowners 6 - Unit-Owners Form (HO 00 06 05 11).\" unknown. https://www.maine.gov/pfr/insurance/sites/maine.gov.pfr.insurance/files/inline-files/ho00-06-05-11-homeowners6-unit-owners-form.pdf (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record iso-ho-00-06-05-11-me-bureau, content version 2026.08.31. https://bestinsuranceresearch.com/sources/iso-ho-00-06-05-11-me-bureau",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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}