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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Dwelling Property 3 - Special Form, Section I (DP 00 03 12 02)",
  "publisher": "CSAA / AAA carrier filing incorporating copyrighted Insurance Services Office material by permission; copy hosted by the Nevada Division of Insurance document library",
  "url": "https://docs.nv.gov/doi/documents/home_policies/CSAAForms/AAA_DP_00_03_12_02.pdf",
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  "sourceType": "policy-form",
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  "jurisdiction": "US",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Dwelling program forms are revised periodically and newer editions exist. Many carriers use proprietary landlord and rental dwelling forms that are not this form at all.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "iso-dp-00-03-12-02-nv#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c1",
      "checksum": "1bacdcd3192d",
      "text": "This DP 00 03 12 02 document defines \"Described Location\" as \"the one to four family dwelling including structures attached to it, separate structures, and grounds, shown in the Declarations used principally for dwelling purposes.\" The definition contains no requirement that the named insured reside at the location."
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c2",
      "checksum": "1059e6689c75",
      "text": "The property coverages in this DP 00 03 12 02 document are Coverage A Dwelling, Coverage B Other Structures, Coverage C Personal Property and Coverage D Fair Rental Value."
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c3",
      "checksum": "d7115fe51bf1",
      "text": "Coverage D.1 of this DP 00 03 12 02 document reads: \"If a loss to property described in Coverage A, B or C by a Peril Insured Against under this policy makes that part of the 'Described Location' rented to others or held for rental by you unfit for its normal use, we cover the fair rental value of that part of the 'Described Location' rented to others or held for rental by you less any expenses that do not continue while that part of the 'Described Location' rented or held for rental is not fit to live in.\" Payment is for the shortest time required to repair or replace that part."
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c4",
      "checksum": "8f1e3d278ded",
      "text": "Coverage D.2 of this DP 00 03 12 02 document states that if a civil authority prohibits you from use of the \"Described Location\" as a result of direct damage to a neighboring location by a Peril Insured Against in the policy, \"we cover the Fair Rental Value loss for no more than two weeks.\""
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c5",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c5",
      "checksum": "738031a37e76",
      "text": "Coverage D.4 of this DP 00 03 12 02 document states: \"We do not cover loss or expense due to cancellation of a lease or agreement.\""
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c6",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c6",
      "checksum": "2a638a9f2ff3",
      "text": "Coverage B of this DP 00 03 12 02 document excludes other structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage."
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c7",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c7",
      "checksum": "0448bb9d1190",
      "text": "This DP 00 03 12 02 document is headed \"SECTION I\" and contains only property coverages, perils insured against, exclusions and Section I conditions. A case-insensitive search of the full 13-page extracted text for \"Section II\", \"personal liability\", \"medical payments\", \"Coverage L\", \"Coverage M\" and \"bodily injury\" returns no coverage provisions. This is a statement about what is inside this one document; it is not evidence about what other forms a carrier may attach to the same policy."
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c8",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c8",
      "checksum": "d851078a9ae2",
      "text": "This DP 00 03 12 02 document excludes vandalism and malicious mischief, theft or attempted theft, and any ensuing loss caused by any intentional and wrongful act committed in the course of them, \"if the dwelling has been vacant for more than 60 consecutive days immediately before the loss. A dwelling being constructed is not considered vacant.\""
    },
    {
      "claimId": "iso-dp-00-03-12-02-nv#c9",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv#c9",
      "checksum": "d3d2d05d991f",
      "text": "This DP 00 03 12 02 document contains a Condition C. Concealment Or Fraud withdrawing coverage where a person insured has intentionally concealed or misrepresented a material fact, engaged in fraudulent conduct, or made false statements relating to the insurance."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Question",
      "title": "When does a landlord need a landlord policy instead of homeowners coverage?",
      "url": "https://bestinsuranceresearch.com/questions/landlord-policy-vs-homeowners"
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  "reliedOnByCount": 1,
  "citation": {
    "text": "CSAA / AAA carrier filing incorporating copyrighted Insurance Services Office material by permission; copy hosted by the Nevada Division of Insurance document library. \"Dwelling Property 3 - Special Form, Section I (DP 00 03 12 02).\" unknown. https://docs.nv.gov/doi/documents/home_policies/CSAAForms/AAA_DP_00_03_12_02.pdf (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record iso-dp-00-03-12-02-nv, content version 2026.08.31. https://bestinsuranceresearch.com/sources/iso-dp-00-03-12-02-nv",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}