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  "title": "Employer coverage requirements - Florida Division of Workers' Compensation",
  "publisher": "Florida Department of Financial Services, Division of Workers' Compensation",
  "url": "https://www.myfloridacfo.com/division/wc/employee/employer-coverage-requirements",
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      "text": "The Division states that an employer in the construction industry with one or more employees, including himself or herself, is required to carry workers' compensation coverage."
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      "text": "The Division states that an employer in an industry other than construction with four or more employees, full-time or part-time, is required to carry workers' compensation coverage."
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    "text": "Florida Department of Financial Services, Division of Workers' Compensation. \"Employer coverage requirements - Florida Division of Workers' Compensation.\" unknown. https://www.myfloridacfo.com/division/wc/employee/employer-coverage-requirements (retrieved 2026-08-31).",
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