{
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  "id": "citizens-eligibility-20pct",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "New-Business Eligibility Rule Increases to 20% - Citizens Property Insurance Corporation",
  "publisher": "Citizens Property Insurance Corporation",
  "url": "https://www.citizensfla.com/-/20221228-new-business-eligibility-rule-increases-to-20-",
  "officialHost": true,
  "sourceType": "official-documentation",
  "authorityLevel": "carrier-official",
  "primary": true,
  "jurisdiction": "FL",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Citizens eligibility rules change with legislation; re-verify against Citizens' current underwriting manuals.",
  "status": "active",
  "supportsClaims": [
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      "checksum": "c2487ce1e4bd",
      "text": "Citizens states that for any residential Commercial Lines new-business risk to be eligible for Citizens coverage, the premium for coverage from an authorized insurer must be at least 20 percent higher than the premium for comparable coverage from Citizens."
    },
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      "text": "Citizens states that the prior rule's threshold was 15 percent for commercial residential policies."
    },
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      "checksum": "dd66518063fa",
      "text": "Citizens states that the change was made in response to Senate Bill 2A, which was signed by the governor on December 16, 2022."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "State",
      "title": "Florida",
      "url": "https://bestinsuranceresearch.com/states/florida"
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  "reliedOnByCount": 1,
  "citation": {
    "text": "Citizens Property Insurance Corporation. \"New-Business Eligibility Rule Increases to 20% - Citizens Property Insurance Corporation.\" unknown. https://www.citizensfla.com/-/20221228-new-business-eligibility-rule-increases-to-20- (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record citizens-eligibility-20pct, content version 2026.08.31. https://bestinsuranceresearch.com/sources/citizens-eligibility-20pct",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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}