{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "ciga-claims",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/ciga-claims",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Liability, Auto, and Property Claims - CIGA",
  "publisher": "California Insurance Guarantee Association",
  "url": "https://www.ciga.org/how-we-work/liability-auto-property-claims",
  "officialHost": true,
  "sourceType": "official-documentation",
  "authorityLevel": "carrier-official",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Re-verify if the statutory cap is amended.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ciga-claims#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ciga-claims#c1",
      "checksum": "86af4f6b4fc6",
      "text": "CIGA states that all other claims, including automobile and personal injury claims, are paid at full value up to $500,000 or the policy limit, whichever is less."
    },
    {
      "claimId": "ciga-claims#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ciga-claims#c2",
      "checksum": "68e84ca7ef01",
      "text": "CIGA states that Loss of Use / Additional Living Expense (Coverage D) is paid at actual cash value up to $500,000 or the policy limits, whichever is less."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "State",
      "title": "California",
      "url": "https://bestinsuranceresearch.com/states/california"
    }
  ],
  "reliedOnByCount": 1,
  "citation": {
    "text": "California Insurance Guarantee Association. \"Liability, Auto, and Property Claims - CIGA.\" unknown. https://www.ciga.org/how-we-work/liability-auto-property-claims (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record ciga-claims, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ciga-claims",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}