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  "id": "cea-mobilehome-policy",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Mobilehome and Manufactured Home Earthquake Insurance Policies",
  "publisher": "California Earthquake Authority",
  "url": "https://www.earthquakeauthority.com/california-earthquake-insurance-policies/mobilehome",
  "officialHost": true,
  "sourceType": "official-documentation",
  "authorityLevel": "secondary",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "as-revised-by-program",
  "status": "active",
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      "claimId": "cea-mobilehome-policy#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-mobilehome-policy#c1",
      "checksum": "f87fa3703c14",
      "text": "The page states that CEA works with residential insurance companies and that a CEA earthquake policy is available to Californians whose home is insured by one of those participating companies, which is the companion residential policy condition."
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      "claimId": "cea-mobilehome-policy#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-mobilehome-policy#c2",
      "checksum": "a072368d6b3c",
      "text": "The page describes a separate CEA mobilehome and manufactured home earthquake policy distinct from the homeowners policy."
    },
    {
      "claimId": "cea-mobilehome-policy#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-mobilehome-policy#c3",
      "checksum": "ebfe54e99674",
      "text": "The page lists mobilehome (dwelling), personal property, and loss of use as coverages under the mobilehome policy."
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    {
      "claimId": "cea-mobilehome-policy#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-mobilehome-policy#c4",
      "checksum": "60ea8391ffd1",
      "text": "The page states that Building Code Upgrade coverage of $10,000 is included automatically."
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    {
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      "checksum": "b81efa0d203e",
      "text": "The page states that the first $1,500 of Emergency Repairs carries no deductible."
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      "checksum": "8762ea1c4070",
      "text": "The page lists deductible choices of 5, 10, 15, 20 and 25 percent."
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    {
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      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-mobilehome-policy#c7",
      "checksum": "5f8ee11346ab",
      "text": "The page states that Loss of Use carries no deductible."
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      "text": "Under a Building Code Upgrade heading, the page states that a $10,000 building code upgrade coverage is included with every CEA homeowner policy; the page does not state that this coverage is part of the mobilehome and manufactured home policy."
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  "reliedOnBy": [
    {
      "kind": "Module",
      "title": "California Earthquake Coverage (5 checks)",
      "url": "https://bestinsuranceresearch.com/tools/earthquake-pathways"
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  "citation": {
    "text": "California Earthquake Authority. \"California Mobilehome and Manufactured Home Earthquake Insurance Policies.\" unknown. https://www.earthquakeauthority.com/california-earthquake-insurance-policies/mobilehome (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record cea-mobilehome-policy, content version 2026.08.31. https://bestinsuranceresearch.com/sources/cea-mobilehome-policy",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}