{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "ca-ins-code-679-7",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Insurance Code section 679.7 (premium and loss history report)",
  "publisher": "California Legislative Information (California Legislature)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=679.7",
  "officialHost": true,
  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Statute; changes only by legislative amendment. Check leginfo for the current version.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-ins-code-679-7#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7#c1",
      "checksum": "cb0d1ccd79e1",
      "text": "The section requires an insurer, on written request from the insured or the agent or broker of record, to provide a premium and loss history report in the circumstances the section lists, which include cancellation, nonrenewal, a request within 60 days before renewal, a drop in the insurer's rating below the stated levels, and the insurer being conserved or ordered to cease writing."
    },
    {
      "claimId": "ca-ins-code-679-7#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7#c2",
      "checksum": "bb6341d2e7d6",
      "text": "The report must cover the account's tenure or the three-year period ending with the inception of the current policy period, whichever is shorter, plus losses in the current period."
    },
    {
      "claimId": "ca-ins-code-679-7#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7#c3",
      "checksum": "bc822fcc7106",
      "text": "The report must include a list of individual claims detailed by date of claim and total incurred and paid losses."
    },
    {
      "claimId": "ca-ins-code-679-7#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7#c4",
      "checksum": "8f750009b157",
      "text": "The report must be provided within 10 business days of receiving the request."
    },
    {
      "claimId": "ca-ins-code-679-7#c5",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7#c5",
      "checksum": "c5e55c7e542a",
      "text": "The section applies only to policies of commercial insurance that are subject to Insurance Code sections 675.5 and 676.6, except for professional liability insurance."
    },
    {
      "claimId": "ca-ins-code-679-7#c6",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-679-7#c6",
      "checksum": "4f438afdbf46",
      "text": "The requirement does not apply where the policyholder is provided direct, ongoing access to claims information by the insurer."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Question",
      "title": "What information does a commercial property underwriter usually request?",
      "url": "https://bestinsuranceresearch.com/questions/commercial-property-underwriting-information"
    }
  ],
  "reliedOnByCount": 1,
  "citation": {
    "text": "California Legislative Information (California Legislature). \"California Insurance Code section 679.7 (premium and loss history report).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=679.7 (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record ca-ins-code-679-7, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-ins-code-679-7",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}