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    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
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    "licenseAuthority": "California Department of Insurance"
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  "title": "California Insurance Code section 105 - Surety insurance",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=105",
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  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Amended only by act of the Legislature",
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      "text": "Surety insurance includes the guaranteeing of behavior of persons and the guaranteeing of performance of contracts, including executing or guaranteeing bonds and undertakings required or permitted in all actions or proceedings or by law allowed, other than insurance policies and other than for payments secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real estate."
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      "text": "Surety insurance also includes insurance against loss resulting from the forgery or alteration of any instrument or of any signature on it."
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      "text": "No insurance may be written as surety insurance if it falls within the definition of financial guaranty insurance as set forth in Section 12100."
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      "kind": "Question",
      "title": "What does a surety bond guarantee, and how is it different from insurance?",
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Insurance Code section 105 - Surety insurance.\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=105 (retrieved 2026-08-31).",
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