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  "contentVersion": "2026.08.31",
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  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Civil Code Section 5806 (required crime, employee dishonesty or fidelity bond coverage)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=5806",
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  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "2022-01-01",
  "accessedDate": "2026-09-05",
  "lastChecked": "2026-09-05",
  "updateCadence": "Amended only by legislation. Last amended by Stats. 2021, Ch. 270, Sec. 3 (AB 1101), effective January 1, 2022.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-civ-code-5806#c1",
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      "checksum": "cf431c421790",
      "text": "Section 5806 requires that, unless the governing documents require greater coverage amounts, the association shall maintain crime insurance, employee dishonesty coverage, fidelity bond coverage, or their equivalent, for its directors, officers, and employees."
    },
    {
      "claimId": "ca-civ-code-5806#c2",
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      "text": "Section 5806 sets the required amount at an amount that is equal to or more than the combined amount of the reserves of the association and total assessments for three months."
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    {
      "claimId": "ca-civ-code-5806#c3",
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      "text": "Section 5806 requires that the coverage maintained by the association also include protection in an equal amount against computer fraud and funds transfer fraud."
    },
    {
      "claimId": "ca-civ-code-5806#c4",
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      "text": "Section 5806 provides that if the association uses a managing agent or management company, the association's crime insurance, employee dishonesty coverage, fidelity bond coverage, or their equivalent, shall additionally include coverage for, or otherwise be endorsed to provide coverage for, dishonest acts by that person or entity and its employees."
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      "text": "Section 5806 provides that self-insurance does not meet the requirements of the section."
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      "kind": "Coverage",
      "title": "Community association insurance (California)",
      "url": "https://bestinsuranceresearch.com/insurance/community-association-california"
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    {
      "kind": "Module",
      "title": "Community Association Statutory Position (5 checks)",
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Civil Code Section 5806 (required crime, employee dishonesty or fidelity bond coverage).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=5806 (retrieved 2026-09-05).",
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