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  "id": "ca-civ-code-5805",
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  "contentVersion": "2026.08.31",
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    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Civil Code Section 5805 (member liability protection, conditioned on the association's general liability limits)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=5805",
  "officialHost": true,
  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "2014-01-01",
  "accessedDate": "2026-09-05",
  "lastChecked": "2026-09-05",
  "updateCadence": "Amended only by legislation. Added by Stats. 2012, Ch. 180, Sec. 2 (AB 805), effective January 1, 2013, operative January 1, 2014 by Sec. 3 of Ch. 180.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-civ-code-5805#c1",
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      "checksum": "ada17e91e504",
      "text": "Section 5805(a) states the Legislature's intent to provide civil liability protection to owners of separate interests in common interest developments that have commonly owned tenancy-in-common property, provided the association maintains specified insurance coverage for tort causes of action."
    },
    {
      "claimId": "ca-civ-code-5805#c2",
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      "text": "Section 5805(b) provides that a tort cause of action against an owner of a separate interest, brought solely by virtue of that owner's tenancy-in-common interest in the common area, shall be brought against the association and not against the individual owners, if both of the requirements in the subdivision are met."
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      "text": "Section 5805(b)(1) requires that the association maintained and had in effect one or more policies of general liability insurance covering the cause of action."
    },
    {
      "claimId": "ca-civ-code-5805#c4",
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      "checksum": "eb2653f1f87e",
      "text": "Section 5805(b)(2)(A) sets the required coverage at at least two million dollars ($2,000,000) where the common interest development consists of 100 or fewer separate interests."
    },
    {
      "claimId": "ca-civ-code-5805#c5",
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      "checksum": "3a6c4c29d15e",
      "text": "Section 5805(b)(2)(B) sets the required coverage at at least three million dollars ($3,000,000) where the common interest development consists of more than 100 separate interests."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Coverage",
      "title": "Community association insurance (California)",
      "url": "https://bestinsuranceresearch.com/insurance/community-association-california"
    },
    {
      "kind": "Module",
      "title": "Community Association Statutory Position (3 checks)",
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Civil Code Section 5805 (member liability protection, conditioned on the association's general liability limits).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=5805 (retrieved 2026-09-05).",
    "viaThisSite": "BestInsurance Research source record ca-civ-code-5805, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-civ-code-5805",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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