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  "id": "ca-civ-code-5300",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Civil Code Section 5300(b)(9) (the insurance summary in the annual budget report, and its required disclaimer)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=5300",
  "officialHost": true,
  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-05",
  "lastChecked": "2026-09-05",
  "updateCadence": "Amended only by legislation; verify the current text on leginfo before relying on it.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-civ-code-5300#c1",
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      "checksum": "85bcbe7f2ac2",
      "text": "Section 5300(b)(9) requires the annual budget report to include a summary of the association's property, general liability, earthquake, flood, and fidelity insurance policies."
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    {
      "claimId": "ca-civ-code-5300#c2",
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      "checksum": "77bbe92ca856",
      "text": "Section 5300(b)(9) requires that, for each policy, the summary include the name of the insurer, the type of insurance, the policy limit, and the amount of the deductible, if any."
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    {
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      "text": "Section 5300(b)(9) requires the summary to be accompanied by a statement, in at least 10-point boldface type, that the summary provides only certain information as required by Section 5300 of the Civil Code and should not be considered a substitute for the complete policy terms and conditions contained in the actual policies of insurance."
    },
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      "text": "The required statement tells members that any association member may, upon request and provision of reasonable notice, review the association's insurance policies and, upon request and payment of reasonable duplication charges, obtain copies of those policies."
    },
    {
      "claimId": "ca-civ-code-5300#c5",
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      "text": "The required statement tells members that although the association maintains the policies of insurance specified in the summary, the association's policies of insurance may not cover the member's property, including personal property or real property improvements to or around the dwelling, or personal injuries or other losses that occur within or around the dwelling."
    },
    {
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      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-civ-code-5300#c6",
      "checksum": "9f3898fdb67b",
      "text": "The required statement tells members that even if a loss is covered, the member may nevertheless be responsible for paying all or a portion of any deductible that applies, and that association members should consult with their individual insurance broker or agent for appropriate additional coverage."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Coverage",
      "title": "Community association insurance (California)",
      "url": "https://bestinsuranceresearch.com/insurance/community-association-california"
    },
    {
      "kind": "Module",
      "title": "Community Association Statutory Position (1 check)",
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Civil Code Section 5300(b)(9) (the insurance summary in the annual budget report, and its required disclaimer).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=5300 (retrieved 2026-09-05).",
    "viaThisSite": "BestInsurance Research source record ca-civ-code-5300, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-civ-code-5300",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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}