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  "contentVersion": "2026.08.31",
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  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Cal. Code Regs. tit. 10, section 2322 - Prohibited Coverage (Marine Insurance article)",
  "publisher": "Cornell Legal Information Institute, reproducing the California Code of Regulations",
  "url": "https://www.law.cornell.edu/regulations/california/10-CCR-2322",
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  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Part of the 1954 Marine Insurance article. Check the official California Code of Regulations for later amendment.",
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      "checksum": "16a9b3b8c60b",
      "text": "The section is headed Prohibited Coverage and has six lettered items, (a) through (f)."
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      "text": "Item (a) is storage of the assured's merchandise, except as hereinbefore provided."
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      "text": "Item (b) is merchandise in course of manufacture, the property of and on the premises of the manufacturer."
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    {
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      "text": "Item (c) is furniture and fixtures and improvements and betterments to buildings."
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    {
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      "text": "Item (d) concerns merchandise in permanent location sold under partial payment, contract of sale, or installment sales contract, and purchaser protection after the seller's interest ends."
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    {
      "claimId": "ca-ccr-tit-10-2322#c6",
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      "text": "Item (e) is moneys and/or securities in safes, vaults, safety deposit vaults, banks or the assured's premises, except while in course of transportation."
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    {
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      "text": "Item (f) concerns risks of fire, windstorm, sprinkler leakage, earthquake, hail, explosion, riot and/or civil commotion on buildings, structures, wharves and fixed real property."
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      "text": "Two of these six items, (d) and (f), have no counterpart in the four exceptions listed in Section 3 of NAIC Model MO-701."
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    {
      "kind": "Question",
      "title": "What is inland marine insurance used for?",
      "url": "https://bestinsuranceresearch.com/questions/inland-marine-uses"
    },
    {
      "kind": "Example",
      "title": "Reading the marine insurance regulation and the nationwide definition to see why a fine arts schedule sits on an inland marine form",
      "url": "https://bestinsuranceresearch.com/examples/fine-arts-floater-is-a-classification-question"
    },
    {
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      "title": "Valuables and Collections Schedule (3 checks)",
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  "citation": {
    "text": "Cornell Legal Information Institute, reproducing the California Code of Regulations. \"Cal. Code Regs. tit. 10, section 2322 - Prohibited Coverage (Marine Insurance article).\" unknown. https://www.law.cornell.edu/regulations/california/10-CCR-2322 (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record ca-ccr-tit-10-2322, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-ccr-tit-10-2322",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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