{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "another-planet-2024",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Another Planet Entertainment, LLC v. Vigilant Insurance Company, No. S277893 (Cal., opinion filed May 23, 2024)",
  "publisher": "Opinion of the Supreme Court of California; opinion text read on FindLaw, a Thomson Reuters commercial host",
  "url": "https://caselaw.findlaw.com/court/ca-supreme-court/116195596.html",
  "officialHost": false,
  "sourceType": "court-decision",
  "authorityLevel": "primary-law",
  "primary": false,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Static once filed; could be affected by later appellate decisions or legislation.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "another-planet-2024#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c1",
      "checksum": "b94252f0a267",
      "text": "The page presents the opinion of the Supreme Court of California in Another Planet Entertainment LLC v. Vigilant Insurance Company, docket No. S277893, decided May 23, 2024."
    },
    {
      "claimId": "another-planet-2024#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c2",
      "checksum": "60cadf720986",
      "text": "The certified question presented was whether the actual or potential presence of the COVID-19 virus on an insured's premises can constitute direct physical loss or damage to property for purposes of coverage under a commercial property insurance policy."
    },
    {
      "claimId": "another-planet-2024#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c3",
      "checksum": "22bb3a775068",
      "text": "The court answered that the actual or potential presence of COVID-19 on an insured's premises generally does not constitute direct physical loss or damage to property."
    },
    {
      "claimId": "another-planet-2024#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c4",
      "checksum": "61b6e3248ba2",
      "text": "The court stated that direct physical loss or damage to property requires a distinct, demonstrable, physical alteration to property."
    },
    {
      "claimId": "another-planet-2024#c5",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c5",
      "checksum": "2e65dc9c72ca",
      "text": "The court stated that the alteration need not be visible to the naked eye and need not be structural, but it must result in some injury to or impairment of the property as property."
    },
    {
      "claimId": "another-planet-2024#c6",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c6",
      "checksum": "856d9da5af71",
      "text": "The insured, Another Planet Entertainment, operated venues for live entertainment including concerts, festivals, and events at locations in California and Nevada."
    },
    {
      "claimId": "another-planet-2024#c7",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/another-planet-2024#c7",
      "checksum": "3e9aeaf551af",
      "text": "The page identifies the underlying federal appellate proceeding by the reporter citation Another Planet Entertainment, LLC v. Vigilant Insurance Co. (2022) 56 F.4th 730."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Example",
      "title": "A live entertainment company sought commercial property coverage for pandemic losses, and the case turned on the meaning of direct physical loss or damage",
      "url": "https://bestinsuranceresearch.com/examples/virus-presence-direct-physical-loss"
    }
  ],
  "reliedOnByCount": 1,
  "citation": {
    "text": "Opinion of the Supreme Court of California; opinion text read on FindLaw, a Thomson Reuters commercial host. \"Another Planet Entertainment, LLC v. Vigilant Insurance Company, No. S277893 (Cal., opinion filed May 23, 2024).\" unknown. https://caselaw.findlaw.com/court/ca-supreme-court/116195596.html (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record another-planet-2024, content version 2026.08.31. https://bestinsuranceresearch.com/sources/another-planet-2024",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}
